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South Bay, CA
Rate and Term Refinance
LOAN PROGRAM UTILIZED
30-Year Fixed Loan
CLOSING DATE
July 2025
TRANSACTION OVERVIEW
Our client originally purchased this property approximately one year ago with a mortgage rate in the 7% range. We recently helped him refinance his loan at 75% loan-to-value, securing a new rate in the 6% range and reducing his monthly payment by more than $500. By carefully analyzing and qualifying the borrower using Schedule C income, we were able to structure a financing solution that delivered meaningful monthly savings while improving the overall terms of the mortgage.Â
FINANCING Notes
-$1.10m loan amount
-75% loan to value
-Savings of over $500 per month
-July 2025
-30 Year Fixed loan
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