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Woodland Hills, CA
Rate and Term Refinance
LOAN PROGRAM UTILIZED
30 Year Fixed Loan
CLOSING DATE
January 2026
TRANSACTION OVERVIEW
We were pleased to assist a Woodland Hills family with refinancing their mortgage into a rate nearly 1% lower than their existing loan. The transaction generated more than $800 in monthly savings, significantly improving the family's cash flow and overall financial position. By carefully analyzing and utilizing both W-2 and Schedule C income, we were able to structure a financing solution that maximized the borrower's qualifying strength while delivering meaningful long-term savings.
FINANCING Notes
-$1.18m loan amount
-Qualified using W2 and self-employment income
-Lowered the homeowner’s rate by nearly 1%
-Resulted in savings of over $800 monthly
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