We assisted a client with a cash-out refinance of her Lake Arrowhead investment property, helping her access equity despite the property not generating consistent rental income. By utilizing a No Ratio DSCR program, we were able to qualify the transaction based on the property's investment profile rather than traditional income metrics. The loan was structured at 75% loan-to-value and closed with an interest rate in the high-7% range, providing the client with the liquidity she needed while maximizing leverage on the property. This transaction highlights the flexibility of today's investor-focused lending solutions and our ability to find financing options given any situation