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Interested in exploring a similar financing strategy for your next acquisition or refinance? Let's discuss a curated solution for your unique requirements.

All loans originated through Centek Capital Group | DRE #01219983 | NMLS #275995

South Bay, CA

IRA Distribution qualification
LOAN PROGRAM UTILIZED

30 Year Fixed Loan

CLOSING DATE

June 2026

TRANSACTION OVERVIEW

This transaction involved a thoughtful financing strategy tailored to our clients’ unique financial profile. We were able to qualify the borrowers using IRA distribution income and further strengthen the overall loan structure by incorporating a non-occupant co-borrower. Through a full-documentation loan program, comprehensive upfront underwriting, and careful preparation throughout the process, we positioned our clients as exceptionally strong and competitive buyers. 

FINANCING Notes

-$1.785m purchase price

-Qualified by establishing an IRA Distrubituion for the client

-Used nonoccupant co-borrower’s documentation

-25 Day Close

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