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South Bay, CA
IRA Distribution qualification
LOAN PROGRAM UTILIZED
30 Year Fixed Loan
CLOSING DATE
June 2026
TRANSACTION OVERVIEW
This transaction involved a thoughtful financing strategy tailored to our clients’ unique financial profile. We were able to qualify the borrowers using IRA distribution income and further strengthen the overall loan structure by incorporating a non-occupant co-borrower. Through a full-documentation loan program, comprehensive upfront underwriting, and careful preparation throughout the process, we positioned our clients as exceptionally strong and competitive buyers.Â
FINANCING Notes
-$1.785m purchase price
-Qualified by establishing an IRA Distrubituion for the client
-Used nonoccupant co-borrower’s documentation
-25 Day Close
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