Exclusive Loan Program
Refinance
Your mortgage shouldn't be a static fixture. Markets shift, equity accumulates, and financial goals evolve. A strategic refinance — at the right moment — can lower your payment, shorten your loan, fund a renovation, or restructure your debt more efficiently than almost any other financial move.
Rate-Term · Cash-Out · Streamline
Key benefits
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Rate-and-term: lower payment or shorten loan term
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Cash-out: access equity for investments or consolidation
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FHA and VA streamline programs for existing government loans
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Available across conventional, jumbo, and Non-QM
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Ben monitors market conditions and alerts clients to refi windows
All loans originated through Centek Capital Group | DRE #01219983 | NMLS #275995
Who this is for
For loan amounts above conventional conforming limits — the reality for most Los Angeles buyers. Jumbo financing requires lender relationships and underwriting expertise that most brokers simply don't have. Ben navigates this space daily.