Key benefits
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100% financing — no down payment required
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Mortgage insurance lower than FHA
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Fixed 30-year terms only
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Income limits apply (vary by area and household size)
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Primary residence only
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Geographic eligibility check required — ask Ben
All loans originated through Centek Capital Group | DRE #01219983 | NMLS #275995
Who this is for
For loan amounts above conventional conforming limits — the reality for most Los Angeles buyers. Jumbo financing requires lender relationships and underwriting expertise that most brokers simply don't have. Ben navigates this space daily.
Exclusive Loan Program
USDA Loans
One of the most overlooked programs in lending. USDA offers zero-down financing for eligible properties outside major urban cores — and the eligibility map is broader than most people expect. If your target area qualifies, this is an exceptional tool.
Rural & Suburban Eligible Properties