Exclusive Loan Program
DSCR Investor Loans
Debt Service Coverage Ratio loans underwrite on the property's income — not yours. Built for investors who want to scale a rental portfolio without filing new tax returns for every purchase or hitting personal DTI ceilings.
Real Estate Investors · Rental Properties
Key benefits
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No personal income verification required
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Qualify based on the property's rental income alone
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Available for SFR, 2-4 units, condos, and short-term rentals
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LLC and entity vesting fully accepted
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Scale your portfolio without DTI limitations
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Cash-out refinance on existing rentals available
All loans originated through Centek Capital Group | DRE #01219983 | NMLS #275995
Who this is for
For loan amounts above conventional conforming limits — the reality for most Los Angeles buyers. Jumbo financing requires lender relationships and underwriting expertise that most brokers simply don't have. Ben navigates this space daily.