Key benefits

Down payments as low as 3%
Fixed and adjustable rate options (15, 20, 30-year)
Loan limits up to conforming caps by county
No upfront mortgage insurance premium
PMI removable once you reach 20% equity
Ideal for strong W-2 income and good credit (620+)

All loans originated through Centek Capital Group | DRE #01219983 | NMLS #275995

Who this is for

For loan amounts above conventional conforming limits — the reality for most Los Angeles buyers. Jumbo financing requires lender relationships and underwriting expertise that most brokers simply don't have. Ben navigates this space daily.

Exclusive Loan Program

Conventional Loans

The benchmark for most home purchases. Fannie Mae and Freddie Mac-backed loans offering strong rates and flexible terms for well-qualified borrowers. If your income is straightforward and your credit is solid, this is typically the most cost-effective path.

Primary · Second Home · Investment